The UTU Creditworthiness API can help you improve the accuracy of credit assessments, increasing loan volume and decreasing default.
SCHEDULE A CALL
Improve the accuracy of your credit assessments
Make lending decisions with a high level of confidence. Identify trustworthy borrower profiles.
Increase loan volumes
The Creditworthiness API uses AI and machine learning to constantly adapt to your borrowers’ historical patterns and new payment information for more accurate credit assessments, delivered inside your platform.
Decrease loan defaults
You can better assess risk and identify borrowers who have higher potential to pay or default through a one-click, updated, data-driven credit score.
Extend your reach to customers that lack credit history in new markets
Access to mobile money data for analysis via the M-PESA parser feature business and personal M-PESA statements.
Schedule a call
Contact us to improve the accuracy of your credit assessments