Reduce Loan Default, Improve Customer Experience.

    The UTU Creditworthiness API can help you improve the accuracy of credit assessments, increasing loan volume and decreasing default. SCHEDULE A CALL

    Improve the accuracy of your credit assessments

    Make lending decisions with a high level of confidence. Identify trustworthy borrower profiles.

    Increase loan volumes
    Increase loan volumes
    The Creditworthiness API uses AI and machine learning to constantly adapt to your borrowers’ historical patterns and new payment information for more accurate credit assessments, delivered inside your platform.
    Decrease loan defaults
    Decrease loan defaults
    You can better assess risk and identify borrowers who have higher potential to pay or default through a one-click, updated, data-driven credit score.
    Extend your reach to customers that lack credit history in new markets
    Extend your reach to customers that lack credit history in new markets
    Access to mobile money data for analysis via the M-PESA parser feature business and personal M-PESA statements.

    Schedule a call

    Contact us to improve the accuracy of your credit assessments

    Schedule a call